What Are the Requirements for a Merchant Cash Advance? If you’ve never applied for a Merchant Cash Advance before, the requirements can feel like a mystery. Most articles online give you a vague checklist and call it a day. I’ve personally reviewed 5,297 applications and bank statements over the past six years, funding 938 of … Read more
Do I Pay Interest on a Business Line of Credit I Don’t Use? If you’re exploring a business line of credit for the first time, this is probably the question sitting in the back of your mind: am I going to owe interest on money I never actually touch? The short answer is … Read more
Business Line of Credit vs. Business Term Loan: Which Should I Choose? If you’ve Googled this question, you’ve probably found a dozen articles giving you the same vague answer: it depends on your needs. That’s technically true, but it’s not helpful. So let’s actually answer it. After six years structuring capital for business owners, … Read more
What Credit Score Do I Need for a Business Line of Credit? If you’ve been Googling this question, you’ve probably noticed the answer depends entirely on who you ask. A traditional bank will tell you one number. An alternative lender will tell you another. And neither of them will tell you the part that actually … Read more
How Much Can I Borrow With Revenue-Based Financing? If you’re a business owner researching revenue-based financing, this is probably the first question on your mind: how much money can I actually get? The honest answer is, it depends, but there’s a real formula behind it, and after six years and thousands of funded deals, I … Read more
